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What some of our customers are saying:
Troy - I just wanted to thank you for helping both Lori and I through our recent refinance and HELOC. As you know in the past, I have only dealt with the larger institutions (i.e. Fleet, Bank of America and Coldwell Banker) directly because I thought they would have better programs and level of service. You proved me wrong and provided me with the utmost professionalism and products that suited our needs perfectly. I have a strong feeling that you treat all of your clients with outstanding service and have their best interests in mind. Your communications, follow-up and attention to detail is first class and we understand why you are able to support your business with mostly referrals. Keep up the good work and feel free to use this as a testimonial for your website. From Scott and Lori, Plantation FL
Purchasing or Refinancing - we have you covered! If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinance or purchase loan!
Low down payment programs, even for investors! With the vast array of mortgage products we have avaiable, as well as private lending sources, we have the best opportunity to help you et the best mortgage loan for you.
I wanted to extend my sincere gratitude to you for helping me successfully close on my lot purchase and then my construction loan. The amount of coordinating you had to do between my builder, the lender, the appraiser and the rest of the parties was a lot, but you got it done! I even got to do some travelling during the process and we still made it all happen. I will highly recommend your services to people I know!! - RANDY JONES
Personal Service - great results! Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing and mortgage or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anybody else!
"Craig is absolutely the best. I think every one of my family has used Craig at one point or the other, and all of my customers get his name. I consider him a real professional that can be counted on and a friend. When you are buying a house it can be a very stressful time, with lots of coordinating, and I need to rely on people that will get things done. Craig has my utmost confidence!!"
Interesting week so far. Mortgage Rates change every day based on the trading of mortgage bonds. Since Monday here are some things that have been newsworthy in tracking mortgage rate activity.
Kansas City Fed President Thomas Hoenig says that inflation is “becoming imbedded” in the economy, which is seen as very negative by the bond mar......
What will direct the daily changes in Mortgage Rates this week?
The financial market have their eyes focused every week on the reports that come out about the state of the economy in the US. There are four reports this week that are coming out.
According to CNN Money, there are areas expected to post price improvements in the coming year. The list goes as follows:
McAllen, Tx 4.0% growth
Rochester, NY 2.7%
Birmingham, AL 2.7%
Syracuse, NY 2.6%
Buffalo/Niagara Falls, [.........
According to a Wall Street Journal report, as many as half of all foreclosure homes end up getting trashed to some degree by the former owners. This can be a huge extra expense for any bank attempting to resell the property to a wide pool of buyers due to the rehab cost and management.
I [.........
Forbes news video on the monthly jobs report. The report came out and showed that there were less jobs lost than expected. So the report was better than expected for the economy. This is good news for stocks in general, and bad news for bonds. What is bad for bonds, will [.........
This is a very good video that any prospective buyer should see. It really makes the case that very few media outlets are promoting anywhere…That right now is an awesome time to be buying for first time homebuyers. The market is working in your favor. If you are a real estate investor [.........
Some rays of sunshine for the investor community.
Kelly and I have been doing some heavy research on some niche lenders offering all different types of loans - some good news to report:
Construction Loans for Speculation - up to 80% Loan To Cost for investors..75% stated income
Southern Florida Based, Good Credit needed, common sense underwriting
C......
FHA loans - a term that had become a bad word during the recent run up in housing prices in many areas, is now one of the few programs available for your retail buyers.
Back in the late 90’s and early 00’s FHA loans were a normal part of the homebuying process for many people buying [.........
Want to get a hard equity loan on a property - keep your eye on the actives in the neighborhood and surrounding areas. Low actives will crush your value.
A lot of people looking for Hard Equity Loans on properties right now and getting frustrated. Some of them are justifying the property value using comparable [.........
Real estate investor activity has been picking up as of late. Just read a good article with some interesting perspective on real estate investing and the market history in South Florida.
The article written by CHRISTINA S.N. LEWIS of the THE WALL STREET JOURNAL says:
“Intrepid home shoppers are venturing back into some of the nation’s ......
In this post:
Still some Stated Income / Stated Asset Loans for Investors
Financing for people with more than 10 properties
New HUD Loan Limits
Craig Garcia is a Managing Member of Bridge Capital Lending, LLC. A mortgage and investment firm specializing in Investor Loans that Use Private Lenders. Craig can be reached at 877-8GO-GREEN or 954-21......
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Gina Massey
