Don't Use A Big Bank For Your No Closing Cost Refinance

Sharp Local Mortgage Broker's and Bankers Have Been Doing These For Years
And Better Than The Big Stuffy Banks!

I have to hand it to the Big 800 Pound Gorilla (aka BOFA) for making it seem as if they reinvented the wheel with their No Closing Cost Refinances.  The Gorilla has a mighty big Public Relations and marketing budget, because they had every newspaper in town acting like they had come out with something new.  Truth is, no closing cost refinances have been done by saavy Lenders for years.  And you can get better advice, service, and price from the right Mortgage Broker or Banker than you will from the Gorilla.

A majority of the public is under the impression that you can get a better deal by going straight to a Bank, than by dealing with a Mortgage Broker or Banker.  The reality is that it completely depends on the person you are dealing with.  If you have the right Mortgage Broker you can get an excellent deal....even a better deal from the same bank!  How could you possibly get a better deal even though you are dealing with a "Middle Man"??  Let me explain....

The Gorilla, like most every other bank, or mortgage company has two divisions that you can get a mortgage from.  One division is their Retail side, which is who you work with when you contact the Bank Directly.  The other side is their Wholesale division, which can do as much as 3 times the amount of business as the Retail division, with tremendously less overhead.  Think about it - the Retail division has to pay for lots of prime commercial office space, national advertising campaigns, public relations - huge money to keep in the public eye - a huge expense per loan.  The Wholesale division, on the other hand only has to let a very small target market know about their services - Mortgage Brokers and Bankers.  They can have one office that covers several states or the whole country, so their cost to make loans wholesale vs. retail is substantially less!  This is how you can go to a broker and get a better deal than going straight to the Gorilla - but you betta make sure you got the RIGHT broker.  You know as well as I do, the wrong person (even at the right bank!) can lead you down that frustrating road to pulling your hair out and not getting what you signed up for!

We have a shoppers guide to selecting the right Mortgage Professional that every consumer should have in their hands before shopping for a loan.   Most people make some crucial mistakes in the process that they could well avoid with this information.  Get it absolutely FREE right here:

By the way - a No Closing Cost loan might not be right for you!  We will show you the pro's and cons, and your options laid out crystal clear, incuding our Guarantee's which no one else gives you - in other words, we'll keep you away from the Gorillas and the Mist!

Contact me for an appointment today - 954-217-9518 x310 or 888-2LEND-FAST

Craig A. Garcia
Manging Member
1820 N Corporate Lakes Blvd #104
Weston, FL  33326