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Testimonials / References
"Craig is absolutely the best. I think every one of my family has used Craig at one point or the other, and all of my customers get his name. I consider him a real professional that can be counted on and a friend. When you are buying a house it can be a very stressful time, with lots of coordinating, and I need to rely on people that will get things done. Craig has my utmost confidence!!"
Gina Massey - Coldwell Banker, Boynton Beach 561-523-0506
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“As an owner of a small growing business, I was in need of some flexible financial options but wasn’t sure how to go about reaching my goals. I was very happy to have met Craig Garcia whom I was introduced to from a long time friend. He took the time to listen to my situation and help me determine my options. I was not looking forward to going through the process of getting a new mortgage. All of the terms and options can be overwhelming, and then the paperwork combined with not knowing what you will actually get can be frustrating.
Based on what I told Craig, he showed me four different loans I could take and why I would choose each one. I really felt good about what I was doing and the professionalism with which everything was explained. There was paperwork, but not as bad as I thought, and Sandy and Craig worked on it with me and we got it all done in a short period of time.
I was very pleased with what I was able to do with Craig and his staff’s help. Being a small business owner, I need to know that when I work with someone they have the same level of care for their customers that I do in my business. Having to go through this at a crucial time in my business made this transaction very important for me. Craig was able to help me with a loan custom for my situation, so I was able to focus on what I do best—run and grow my business!
I would highly recommend Craig and Bridge Capital Lending to anyone who appreciates honest, professional service. They give you the information you need to take control of your business and personal finances. I wouldn’t go anywhere else!” - MARGOT LYONS SIMONS
*****************************************************************************************“I had a couple named Mark and Barbara who had the sale of their property fall through late into a contract period. Stress levels were high for them and everyone and Craig had to completely rework the financing package at the eleventh hour to make it so they could still buy their new home. I didn’t think he could do it but he really came through for us. I have always referred my friends and family to Craig as well and they have all been very happy.“
April Wall - Coldwell Banker, Boynton Beach 561-358-3357
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"Craig has done an especially good job working with some of my better customers who have bought more than one home, or bought investment property. He knows the financial end of things outside of just what monthly payments are, he understands all of the options that someone has, and my customers have been impressed with his knowledge and expertise. He is able to talk to them about more than just a mortgage, but their money, which is very rare in this business!"
Jeff Auer - Remax Direct - 561-386-5003
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"When I met David, I was at a very low point in my life.
My brother had recently passed away leaving me with a house that I couldn't afford but moved in there anyway because I was staying in a room at the time and even struggling with that.
The mortgage company eventually started foreclosure proceedings and was about a week away from putting me on the street.
I had talked to a couple of brokers before it got to that point and they each promised me that they could help, until they ran into some glitches and left me in a worse predicament.
Then I contacted David through a mutual acquaintance.
What David did for me was absolutely incredible. It was as if David took my situation on as a personal vendetta.
He made me feel as if I was a part of their family. He answered every call I made as if I was a brand new client. He never seemed to be frustrated with my anxiety. He even called me frequently to give me updates on his progress. I didn't have to do anything – He handled every detail relentlessly!
The lender I was with before meeting David had gotten fed up with the promises that I had given them based on what the brokers were telling me, and they were not going to give me any more chances or time. Even when David somehow managed to convince them that he was not like the others, they agreed to a “time-out”, but still gave him a tight deadline.
David was able to accomplish for me what other well known and highly recommended brokers failed to do.....Save my home.
I still don't know how he did it, especially with all of the adverse circumstances that he had to overcome, but I will be forever grateful for all that he did for me and the wonderful ongoing friendship that has developed since.
With Eternal Thanks,
Jerome"
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Troy - I just wanted to thank you for helping both Lori and I through our recent refinance and HELOC. As you know in the past, I have only dealt with the larger institutions (i.e. Fleet, Bank of America and Coldwell Banker) directly because I thought they would have better programs and level of service. You proved me wrong and provided me with the utmost professionalism and products that suited our needs perfectly. I have a strong feeling that you treat all of your clients with outstanding service and have their best interests in mind. Your communications, follow-up and attention to detail is first class and we understand why you are able to support your business with mostly referrals. Keep up the good work and feel free to use this as a testimonial for your website. From Scott and Lori, Plantation FL
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Dear Troy,
Working with you on our re-finance was a real pleasure. As you know, our existing mortgage loan was adjustable and about to go up to a rate that would have really hurt us. Thanks so much for the information on the credit repair service. They were able to raise our credit score to a number that the lenders were happy to work with. We knew little to nothing about refinancing and having you and your company take that burden off our hands was the best move we could have made. We were able to go about our lives as normal and just let you handle everything knowing you would call us with any information you thought we should have. Thank You again for all the work you did to get us the 30 year fixed at such a great rate. Now we really can stop worrying about our house and just enjoy it. When we first called, you said you would do everything you could to get us into a loan we would be happy with, and you did!!
With Our Great Appreciation,
Roberto and Peggy
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I met David through someone I trusted and when it was time to get my mortgage I decided to give David a try. One thing you must know is that I had been told by another broker a few months before I met David that I could not get a mortgage. I am self employed and had some credit challenges in the past. David worked so hard to find the right lender. He found a few choices and explained the pros and cons of each mortgage for my situation. I know he could have made more money by recommending a different mortgage but chose to recommend the best mortgage for me. I believe this is because he wants customers for life and not the one shot deal. He definitely has my business for I know he will look out for my (interest). No pun intended.
Tim R.
Palm City, FL
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Troy smoothly guided us through a very complicated loan process because of the lending environment at the time. He was responsive, professional, and completely in control throughout the entire process. Not only will I recommend Troy to friends and family but I'll be using his mortgage services forever.
Dan Alhadeff and Antonella Aronne, Weston, FL
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Troy - You have been our family loan officer for several years. You have been there to guide us during good and bad financial times. I never felt comfortable before with loans because I did not quite understand all the terminology and was scared about "hidden" costs. The documents might as well be written in another language! You have always patiently answered all our questions, pointed out things you thought we might not understand, as well as offered us several choices with recommendations depending on our current situation. Several loans and equity lines later, we would recommend you to anyone. I even keep your business cards at my kitchen showroom because I know my customers would benefit from your knowledge and attentive attitude to your customers. Your attention to the "little" things are what make such a difference. Its nice to know you actually care and that you do everything in your power to make the whole experience positive and as painless as possible. Thanks Troy!!! From Daryl & Chiemi Williams, Coral Springs, FL
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We refinanced our home with Troy. He made it effortless for us. He handled everything, from A -Z. He represented my wife and I with the highest level of professionalism and integrity. Troy is a champion in the Mortgage business! He made the entire transaction a real pleasure and we received the lowest rates out there. Thanks to Troy...we saved a lot of money and just as important...we saved TIME. Thanks and God Bless. From Bob and Diane Resciniti, District Manager, Lake Worth FL
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Troy has taken good care of several of my clients purchasing a new home. In this tricky market, you must connect with a lender who can help you make the right lending decisions as well as shop for the best rates available. As a Realtor, I appreciate the professionalism Troy delivers and in turn brings repeat business and word of mouth referrals.
Thank you Troy for being there for my clients.
From Scott Todd, Realtor Coral Springs, FL.
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I was introduced to Troy Cilio a couple of years ago, by a mutual friend. I mentioned that I needed to get out from under a spiraling adjustable mortgage, and take some of my equity out in cash. Troy was able to refinance my mortgage, with a much lower fixed rate, and I was able to get over $20,000 in cash to pay off all my bills. In addition to the courteous and quick service, I did not pay a lot of high fees, points, etc. I couldn't believe it. Since then, I have referred family members, friends and co-workers to Troy, and they can't thank me enough. He has my and my family's business for life! From Karen Osborne, Tamarac, FL
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"We have worked with Craig for many years now and have financed several homes personally with his help. Our customers need good service from the people we refer them to, or it affects our reputation. We always get straight answers and honest, reliable service with Craig, and that is why we have worked with him for so long!"
Scott & Karen Miller - Remax Direct, Boynton Beach 561-704-0730

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