“How to get a seller to hand you up to $41,000 to buy their house!”

My name is Craig Garcia, and I, like you, have never seen such a crazy time in the real estate and mortgage business. I have been helping families with home financing for the past 10 years and have seen lots of interesting events, but right now is actually very exciting! House prices are going down, lenders are going down, and foreclosures are going up!

Everything in the media is negative towards housing and mortgages. You talk to people that are trying to sell a house right now and it is pretty bleak. They don't know what to do...everyone is spooked.

Well, almost everyone.....there are some smart real estate investors out there right now scooping up properties and getting great deals. Make no mistake - there are problems right now....if you are selling a property! If you are buying on the other hand, the game is totally different. It's like shopping the day after Christmas, without all the returns! Or, buying Halloween decorations the week after Halloween. During these times the stores have extra merchandise lying around everywhere, and they have marked the prices down...heck, they want you to just take it, so they don't have to re-stock the stuff. It's cheaper for them to let it go for next to nothing, than it is to figure out what to do with it.

Think of the Florida real estate market right now as Publix the week after Halloween! Only instead of buying candy pumpkins for 25 cents a bag, you can go grab a property that you get to live in for the next 5 or 10 years at a major discount! There are sellers right now just waiting for you to make them an offer - any offer - and they will jump on it just to get rid of their "pumpkins". The banks aren't too different....the amount of foreclosures that are happening are too much for the lenders to deal with....they just want to get rid of these "pumpkins" at all cost....some banks are selling houses they foreclosed on and selling them for only 60% of what was owed to the bank when they were foreclosed on!

So if the sellers and banks are losing money, where is it going? Someone is making money in every market!

The money is being made by those buying the property. You have probably heard the age old saying - buy low, sell high. Very simple and very true. Now is your opportunity to buy low. You have to live somewhere anyway, and the easiest money to come by is from appreciation in the house that you are paying to live in anyway. Instead of paying your landlords mortgage, pay your own and you will benefit. Just make sure you get a great deal on the property when you buy it!

Don't sit on the sidelines and watch only the rich real estate investors scoop up properties at bargain basement prices. You can and should be participating in what is the biggest "blue-light" special the real estate market has seen in the past 20 years.

Right now there are huge amounts of inventory on the market and the buyers are few and far between. Seller's are getting into panic mode or they are already there. Some of them will do anything to help you buy their property off of them.

Now you may be thinking - why should I invest in something that everyone else is running away from like it's on fire! The answer is very simple - most of the time, most of the people are flat out wrong! The majority, while easy to follow, is typically wrong. Everyone wants money, yet few have it....certainly the majority of people do not have it...only the few that go against the majority. So it takes a bit of guts to be different, but the rewards are worth it!

You may also be thinking - what if the market does not go back up? Well, I suppose anything is possible (it's somewhat possible I could get a date with Angelina Jolie, but highly unlikely!)....but there are reasons why real estate has gone up over time and why real estate will continue to go up long term!

Population will continue to grow in Florida....people are living longer and people are still moving here! In spite of people moving out of the state more rapidly that we have been accustomed to, the net increase in the state continues to grow our population. And the people that are coming from overseas will continue to come - this is the greatest country in the world, and Florida is a fabulous place to live if you are from another country.

You might be thinking - that house could never be worth more than $300,000, I don't care how long we waited...no one will pay more than that for a house of that size! Yet this is the same house that sold for $30,000 but a mere 30 years ago.....and when that house was built the buyers were thinking - "Man that is a lot of money for a house! - Who will pay more than that for a house that size??" Inflation causes the price of everything to go up over time! And the beauty of real estate as a long term investment is that you can buy it with someone else’s money!! You don't need $300,000 to buy an asset that thirty years from now has the potential to be worth $600,000....in fact right now you probably don't have to invest a red cent!

Think that a $300,000 house can't be worth $600,000 in 30 years....check out these statistics:

In 1900 Population in USA was 75 Million - house price $4000

In 1950 Population doubled to 150 Million - house - $14,500

In 2000 Population goes to 281M Million - house $139,000

If by 2050 the population in the US doubles again, what will home prices be then??

Yes its true that the market raced up faster than maybe it should have, but that is taking care of itself right now! And you can use it to your advantage....why wait to buy when the market turns around....then you have less properties to choose from and more buyers to compete with!

Right now you, my friend, are the only game in town! You - a qualified, willing homebuyer - you are the Rock Star! of the moment - everyone wants to know you!

And if you deal with the right people, you can parlay your 15 minutes of "fame" into a wonderful opportunity, or you can let it pass you by....your choice!

Right now you have the opportunity to have sellers falling over themselves to give you their property at a discounted price, BUT, you have to be the right kind of buyer! All of these sellers know that they may have only one shot at getting a good buyer to buy their property, but if they had someone willing to buy their property, that they KNEW WOULD CLOSE, they would bend over backwards to accommodate them!

What can you do to let sellers KNOW YOU WILL CLOSE! Because this is the KEY to getting them to slash their price, or hand over money to you at closing to buy their property - as much as 10% of the price!! If they KNOW they have a buyer who can cash them out in the next 30-45 days, then they will open up their wallets and pocketbooks and make it happen for you! They will pay for that piece of mind! Rich real estate investors can do this when they write a CASH offer on the property.

How do you (not a rich real estate investor) get them to KNOW YOU WILL CLOSE? You give them a GUARANTEE in writing that says they if you do not close by the agreed upon closing date, that you will pay them a daily penalty, and if you are not able to close at all due to your inability to get a mortgage, you will pay them up to $1,000.00 for wasting their time.

Here is where we come in - we make that GUARANTEE for you! I am one of the few lenders you will meet who will but in writing a guarantee that my "pre-approval" is rock-solid and you can take it to the bank or I will pay up to $1000.00 to the parties for wasting their time. This money can go to you, if you want or it can be pledged to persuade the seller that they should sell you the house at your price or your terms! I don't care where it goes....I know I am not paying it, because I know how to do my job so there are no guesses about whether you can get the loan. If I say you will get it - you will get it, or I lose money...period! Sellers want this kind of conviction working to help them get out of the property....you can put yourself out there as the only certain thing in a very uncertain market. And you will profit from it! We will help you!

How can I be so sure of my skills in terms of getting someone into a loan? I work with a talented team, and that certainly helps, but the biggest thing is I work harder that most every other mortgage person out there - while they are taking days off and going to the beach, I am working on files....I make sure that I know what the guidelines are and I make sure that you qualify - or you don't go looking at a house! Not on my recommendation at least. I know you want to know what you can do....black and white....not gray....so I work to let you know!

Here is my offer to you - schedule a FREE appointment to come in and we will show you what you can do and get you a rock solid GUARANTEED pre-approval on a loan that you can use to get sellers to throw incentives at you to buy a property.

Once we have that in place - we can connect you with a Qualified Realtor who can search out and negotiate a terrific deal for you - even a deal where the seller gives you gobs of cash to purchase the property!!! This can be the most exciting time for you if you are willing to do what most will not.....you can profit while your co-workers are just complaining about how bad everything is!

We have a list of sellers that are motivated that we can work a deal like this for you right now - but you have to take the first step and get pre-approved - we only approach our Realtor Specialists to negotiate with sellers once we have a dedicated, ready-to-go buyer! That could be you!

Take your first step by calling me today for your FREE consultation - 954-218-9518 x310.

Or Apply Now On-Line

Because of the intensive time we spend with each customer, I can only offer this GUARANTEED service to 7 people per month and I am typically booked out a week or two in advance....please call and set up an appointment right now so you can get in as soon as possible!!!

Hope to speak to you soon!!

Craig A. Garcia

Bridge Capital Lending, LLC

1820 N Corporate Lakes Blvd #104

Weston, FL 33326

954-217-9518

www.bridgecapitallending.com